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Business & Agribusiness Loans

At Farmers-Merchants Bank of Illinois, we’re dedicated to supporting our local businesses and rural farming communities with a full line of loan products. Whether you’re spending your day inside the four walls of your business or in the wide open spaces on your land, your success is our business.

Our goal is to be a trusted resource, and provide a full range of banking services that support your growth and profitability. We offer operating loans for short-term coverage, intermediate loans for medium-term coverage, capital loans for refinancing and consolidation of debt, and real estate mortgages for the purchase of land or commercial property.

All of our loans provide a variety of term and payment options to better fit the seasonal or ongoing cash flows of your operation. Farmers-Merchants Bank is a trusted Farmer Mac approved lender, allowing us to offer more competitive terms and long-term fixed rate loans through the program. We also offer a full array of FSA guaranteed loan products to meet the unique financing options for our farm customers like you. 

Our bankers live and work in your community and we’re devoted to helping you. We’ll work as hard as you do to protect your investment and maximize your business. For more information and current loan rates, please contact our Lending Teams at (309) 584-4146 in Joy or (217) 379-4343 in Paxton to set up an appointment with one of our Ag Specialists.

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