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Farmers-Merchants Bank is dedicated to supporting our local businesses and rural farming communities with a full line of loan products. Whether you’re spending your day inside the four walls of your business or in the wide open spaces on your land, your success is our business.

Our goal is to be a trusted resource, and provide a full range of banking services that support your growth and profitability. We offer operating loans for short-term coverage, intermediate loans for medium-term coverage, capital loans for refinancing and consolidation of debt, and real estate mortgages for the purchase of land or commercial property.

All loans provide a variety of term and payment options to better fit the cash flows of your operation. We also offer a full array of FSA guaranteed loan products for the unique financing options for our farm customers. For more information and current loan rates, please contact our Lending Teams at (309) 584-4146 in Joy or (217) 379-4343 in Paxton.

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