Please contact us at (309) 584-4146 in Joy, or (217) 379-4343 in Paxton if you have questions or would like to schedule an appointment.
Please refer to our locations page for branch availability and hours.
Joy: 309-584-4146 | Paxton: 217-379-4343 | customerservice@fmbankil.com
A cornfield early morning sun is about to rise
Farmers-Merchants Bank of Illinois, formerly known as Joy State Bank and Farmers-Merchants National Bank of Paxton, has served Illinois communities for more than 100 years. We strive to maintain the values that have driven the bank’s longevity: friendly customer service and a wide range of valuable products and services.
With a renewed focus on agricultural lending, we are committed to continuing our tradition of helping farmers achieve success in an ever changing and often challenging industry. We’re also especially dedicated to helping you and your families achieve your dreams of home ownership. And we’re ready to help you make it happen! We offer a number of home financing programs and the expertise to guide you comfortably through the financing process. Our breadth of deposit products offer competitive rates and are accessible 24-7 through online banking. Along with our online presence, we maintain offices in Joy, New Boston, Paxton, Piper City and Melvin.
The bank’s mission statement remains clear:
“Farmers-Merchants Bank of Illinois is committed to being the preferred financial partner within its community.” Join our customer family. Share your goals and dreams with us. Tell us what we can do to help you achieve your personal goals.
If you’re already a customer, thank you for the opportunity you’ve given us to serve you. If you’re new to our bank, we’d like to extend a sincere welcome to the Farmers-Merchants family!
OUR LATEST UPDATE ON COVID-19 AND BRANCH AVAILABILITY: Learn More >
Drive-thru only. In lobby meetings scheduled by appointment.
101 W Main St
Joy, IL 61260
Phone: (309) 584-4146
Fax: (309) 431-4309
Monday, Tuesday, Thursday, Friday (8:00 AM – 4:00 PM)
Wednesday, Saturday (8:00 AM – Noon)
Closed on Sunday
Night Deposit Available
Drive-thru only. In lobby meetings scheduled by appointment.
101 North Taft St
Paxton, IL 60957
Phone: (217) 379-4343
Fax: (217) 379-3311
Monday thru Thursday (8:30 AM – 3:30 PM), Drive up open until 5:30 PM
Friday (8:30 AM – 5:00 PM), Drive up open until 6:00 PM
Saturday (8:00 AM – Noon)
Closed on Sunday
Night Deposit Available
Drive-thru only. In lobby meetings scheduled by appointment.
116 S. Pine Street
Piper City, IL 60959
Phone: (815) 686-1015
Fax: (217) 379-3311
Monday, Tuesday, Thursday, Friday (8:30 AM – 4:30 PM)
Saturday (8:30 AM – Noon)
Closed on Wednesday
EFFECTIVE 1/2/2020 – NEW BANKING CENTER HOURS
Monday, Tuesday, Thursday, Friday (8:30 AM – 4:30 PM)
Closed on Wednesday, Saturday, and Sunday
Night Deposit Available
24 HOUR BANKING EVERY DAY AT ATMS
Hardee’s at 451 W. Ottawa Rd, Paxton, IL
Farmers-Merchants Bank of Illinois at 116 S. Pine St., Piper City, IL
Temporarily Closed. Please use Drive-thru service at our Joy location.
412 Main St
New Boston, IL 61272
Phone: (309) 587-8171
Monday, Tuesday, Thursday, Friday, Saturday (8:30 AM – Noon)
Closed on Wednesday and Sunday
Night Deposit Available
Walk-up Window only. In lobby meetings scheduled by appointment.
100 East Main St
Melvin, IL 60952
Phone: (217) 388-7711
Fax: (217) 379-3311
Monday thru Wednesday (8:00 AM – 4:00 PM)
Friday (8:00 AM – 5:00 PM)
Saturday (8:00 AM – Noon)
Closed on Thursday and Sunday
Night Deposit Available